My budgeting system

My budget system, though greatly improved, is still an imperfect entity. Here's the basics of how it works. I begin each school/work week by going to the atm and taking out 20 dollars in cash. This is my "discretionary/U of M" spending allowance. I use this money for breakfast and lunch over the course of the week. I leave my card at home during these times. However, when I want something after school and during the weekend, I generally will use my card. I need to keep a careful watch over how much I actually spend with my card for things like groceries and eating out.

One thing to change, that could make my 20 dollar discretionary budget stretch further would be to buy my breakfast from the supermarket. This would require going to the supermarket sunday or early monday and purchasing a week's worth of bananas. I imagine that paying by the pound, rather than by the piece of fruit, I will come out ahead of the ludicrous 96 cents per banana that the university of Minnesota charges. This will help me to afford more luxuries such as full lunch or coffee.

Beautiful, what a beautiful life.